EQUIPMENT RENTAL PROGRAM
COVERAGE HIGHLIGHTS
EQUIPMENT & INVENTORY
We cover while on your premises, off your premises or wherever
the property goes in the U.S.
Flood and Earthquake coverage
included on Rental/Sales Equipment with certain limitations
Conversion Coverage Included at Your Option
PROPERTY
No Coinsurance Penalty
- Your newly acquired or constructed property (building and
contents) is automatically covered for 90 days, up to $1 Million for
buildings and $500,000 for personal property and $100,000 for business
interruption.
- Business property automatically covered when off premises.
- Glass, Outdoor Fences, Signs and Antennas
- Sewer Backup
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ACCOUNTS RECEIVABLE |
$25,000 |
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BRANDS AND LABELS |
$10,000 |
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COMPUTER |
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Hardware/Data |
$50,000/Loc |
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Extra Expense |
$5,000 |
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CONSEQUENTIAL DAMAGE |
$10,000 |
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DEBRIS REMOVAL |
$25,000 or
25% direct loss |
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EXHIBITION COVERAGE |
$10,000 |
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FINE ARTS |
$10,000 per loc |
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FIRE DEPT SERVICE |
$25,000 |
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INVENTORY OR APPRAISALS |
$10,000 |
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OFF-PREM UTILITY FAILURE |
$10,000 |
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ORDINANCE OR LAW |
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Undamaged part of building |
Included |
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Demo & incrsed constr. cost |
$50,000 |
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OUTDOOR PROPERTY |
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Per Tree, Shrub or Plant |
$2,500 |
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Total |
$10,000 |
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PERSONAL EFFECTS
& property of others |
$10,000 |
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POLLUTANT
clean and removal |
$25,000 |
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PRESERVATION OF PROPERTY |
Policy limits
for 30 days |
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PROPERTY IN TRANSIT |
$5,000 |
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SALES REPRES SAMPLES |
$10,000 |
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SPOILAGE
Due to power outage,
mech breakdown or contam. |
$10,000 |
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UNNAMED LOCATIONS |
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VALUABLE
PAPERS AND RECORDS
Cost of research |
$25,000 |
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$25,000 |
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HIGHER LIMITS AVAILABLE
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LIABILITY
$1,000,000 Primary Occurrence Limit
Medical Expenses $5,000
Fire Legal Liability $100,000
UMBRELLA
Limits available up to $10,000,000
AUTOMOBILE
Service and Rental Trucks
ARA Insurance Services has been providing Specialized insurance
products and services to the equipment rental industry and event
organizers for 25 years. We are focused on the success of you, the
rental dealer. Our interests are aligned with your interests as we are
the only insurance program owned and endorsed by the American Rental
Association.
We invite you to join the growing number of rental dealers who are
choosing ARA Insurance Services to provide peace of mind.
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